Financial CalculatorsBelow are four financial caculators which you might find useful. You can calculate the future value of a lump sum investment or bank deposit, and the future value of regular monthly investments or bank deposits. If you are about to retire then how long will your retirement income last or how much retirement income will you have given a lump sum retirement fund.You will need to enter the anticipated interest on your investment, and the inflation rate over the investment period. Future Value of a Lump Sum InvestmentYou have a lump sum to invest for a number of years at a fixed rate of interest. How much will it be worth at the end of the investment period (future value)? If inflation is taken into account how much will the investment be worth in todays terms (adjusted future value)?Future Value of Regular InvestmentsYou invest a fixed sum at regular intervals for a number of years at a fixed rate of interest. How much will it be worth at the end of the investment period (future value)? If inflation is taken into account how much will the investment be worth in todays terms (adjusted future value)?Retirement Income - How Long Will it Last?You are about to retire and have a built up a nest egg during your working life. If you invest this nest egg how long will the money last if you withdraw an income each year? You want this income to keep up with inflation though, which means that the amount you withdraw will be greater every year - you'll actually be withdrawing a constant present value amount, not just a fixed amount.Retirement Income - How Much?You are about to retire and have a built up a nest egg during your working life. If you invest this nest egg how much can you withdraw each year for a set number of years? You want this income to keep up with inflation though, which means that the amount you withdraw will be greater every year - you'll actually be withdrawing a constant present value amount, not just a fixed amount. |
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